5 Reasons for purchasing Commercial Vehicle Coverage California

Far too many entrepreneurs, professionals, and small business owners fail to realize why there is a need for commercial vehicle insurance.  You may be thinking that this coverage only applies to semi's, tractor-trailer rigs, or some other form of the delivery truck.  Just like Car Insurance, Commercial Insurance Modesto covers a broad range of vehicles that are used for business or work purposes, including automobiles.

Whether you're using your personal vehicles or company-owned vehicles, getting commercial car insurance or truck insurance from Central Auto Insurance Agency is very important.  Here are 5 reasons why you need commercial vehicle coverage:

First and foremost, it's required by law – additionally, your personal Car Insurance Modesto or truck insurance won't for commercial vehicles.  In the simplest of terms, there isn't enough coverage for commercial vehicles with personal vehicle insurance.  The amount of liability coverage required for personal vehicle insurance is significantly less than that of a commercial big rig, car, truck, or van.

Comprehensive coverage tailored to your specific needs – the largest percentage of commercial vehicle insurance policies include coverages such as cargo coverage, liability, medical payments, and property damage in the same policy.  In addition to this, Central Auto Insurance Agency commercial vehicle insurance plans are customizable and can be tailored to your needs and requirements.

Employees and other drivers are covered as well – a standard or traditional auto insurance policy won't cover any of your employees if they drive your vehicles.  Not only will your employees be protected by a Commercial Insurance Fresno policy from Central Auto Insurance Agency, it will protect them when they are driving their vehicles for work purposes.

It will help you avoid lawsuits – if you or one of your employees gets involved in an auto accident and there is physical injury and/or property damage, the accident victims could sue you for your business assets.  Commercial car insurance or truck insurance carries up to double the liability of a personal policy.

Your commercial vehicle insurance is tax-deductible – whether it's commercial car insurance or truck insurance, it's a business expense and is therefore tax-deductible.  The dual beauty of this is that you'll have peace of mind knowing that your employees and your vehicles are protected.  For additional regarding commercial vehicle coverage, contact Central Auto Insurance Agency today.

Get Best Bundling Insurance Policies in California: Visit or Call Location Near You. 

North Fresno Location

3668 West Shaw Ave, 
Fresno, CA 93711
559-275-9911

Modesto Location

2225 Plaza Pkw 
Ste# C-17 Modesto, CA 95350
209-492-9999

Clovis Location

1175 Shaw Ave Suite 102, 
Clovis, CA 93612
559-326-0700

South Fresno Location

4940 E Kings Canyon Rd
Ste#G-105 Fresno, CA 93727
559-251-2727

Comments


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